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Mortgage Loans

Real Estate Loan Department
Over 100 Years of Experience to Build On.

FOR TODAY'S RATES CALL (801) 373-3336

Central Bank has been serving the community for the past 100 years. We have a long history of construction and mortgage lending experience. We are affiliated with major investors which allow us to sell and service in the secondary market. Therefore, most of our loans are serviced through our office.

Our residential construction loan department is located in the same office as our mortgage loan facilities, 95 North University Avenue, Provo.

Whether you are interested in building your first home, are looking to build a custom home or you want something in between, we have the ability to help make your dreams come true. We have experience working with all price ranges throughout Utah County. Check out our construction and long term financing packages for your new home or call us to refinance an existing mortgage.

  • 24 Hour Loan Approval
    (ask for details)
  • Conventional FHA and VA Loans
  • New Construction Loans
    with combination long term
    loan packages
  • Jumbo Loans
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Low Down Payment Programs
  • Utah Housing Program
  • No Closing Costs
  • Balloon Mortgages

Use our Mortgage Calculator to plan ahead!

In this age of automation, we strive to blend changing technology with experience and know how to get your home financing accomplished together, person to person.

At Central Bank, our goal is to provide timely, efficient service with your construction and mortgage needs.

We continue to service the majority of our conventional and Utah Housing loans. (You make your payments through us.)

Also, most of our underwriting for construction and long term loans is done at our office in downtown Provo.

Contact us for more information on any of the services listed.

Find a Loan Officer